Investing In Bonds
Investing for growth or income
Investing in bonds can provide a relatively low risk form of investment, and can be used to either provide capital growth or a regular income, depending on the type of bond that you choose.
If you’re thinking of investing in bonds there may be a number of option available to you including the following:
A bond is a loan of capital made for what is usually a fixed period of time. In return for such a loan the individual investor receives a payment of interest for the duration, and a return of the original capital once the loan period is over.
Investing in bonds can present the investor with a complex set of choices in pursuit of the best possible option for his or her needsspeak to an independent investment advisor.
Compare some of the most popular fixed rate bonds products using the table below
Selected fixed rate bonds
| Provider | Product | AER 
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Term
|
Min Balance
|
ISA Option | More Info |
|---|---|---|---|---|---|---|
| Click More Info on the product you are interested in | ||||||
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Vanquis 5 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
4.41% gross/AER | 5 Years | £1,000 |  |
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Scottish Widows 5 Year Fixed Term Deposit Account Request a Brochure Today. Interest paid either annually, quarterly or monthly at 4.10% AER |
4.10% AER | 5 Years | £10,000 | |
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Vanquis 3 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.91% gross/AER | 3 Years | £1,000 | |
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Vanquis 2 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.65% gross/AER | 2 Years | £1,000 | |
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UNB 3 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.60% AER | 3 Years | £2,000 | |
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3 Year Fixed Term Deposit Account Request a Brochure Today. Interest paid either annually, quarterly or monthly at 3.50% AER |
3.50% gross/AER | 3 Years | £10,000 | |
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UNB 2 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.50% AER | 2 Years | £2,000 | |
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UNB 1 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.45% AER | 1 Year | £2,000 | |
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Vanquis 1 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.25% gross/AER | 1 Years | £1,000 | |
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Nationwide 1 Year e-Bond Save at a rate of 2.80% gross p.a. / AER with a Nationwide Fixed Rate Bond for 1 year. Requires opening of a Nationwide account. |
2.80% Gross p.a./AER | 1 Year | £1 | |
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Nationwide 6 Month e-Bond Save at a rate of up to 2.26% AER / 2.25% gross p.a. (depending on deposit amount) with a Nationwide Fixed Rate Bond for 6 months. Requires opening of a Nationwide account. |
2.26% AER | 6 Months | £1 | |
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