1 Year Fixed Rate Bonds

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Enjoy a guaranteed rate of interest

1 year fixed rate bonds may be the right option for you if you’re looking for a low risk investment opportunity and are able to commit your funds for a period of 12 months. Fixed rate bonds give you a good rate of return for your money in recompense for locking it away for a fixed period.

When you invest in 1 year fixed rate bonds you are essentially making a loan of your capital for the period of one year. In return you will receive a predetermined interest payment on either a monthly basis or at the end of the one year fixed rate period.

Penalties may apply if you withdraw from your commitment before the fixed rate bond period is over. Some accounts may not let you withdraw you money at all before the term is over.

If you have decided that investing in 1 year fixed rate bonds is the right option for you, it is a good idea to shop around and compare the market to ensure that you get the best possible deal on your 1 year fixed rate bonds.

The best 1 Year fixed rate bonds change on a regular basis. Use the table below to compare popular fixed rate bonds, including 1 year fixed rate bonds.

Selected fixed rate bonds

Provider Product  AER 
Term
Min Balance
ISA Option More Info
Click More Info on the product you are interested in  
Scottish Widows Scottish Widows 5 Year Fixed Term Deposit Account
Request a Brochure Today. Interest paid either annually, quarterly or monthly at 4.70% AER
4.70% AER 5 Years £10,000 No Get more information about the Scottish Widows 5 Year Fixed Term Deposit Account
Vanquis Vanquis 5 Year Fixed Rate Bond
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available
4.51% gross/AER 5 Years £1,000 Get more information about the Vanquis 5 Year Fixed Rate Bond
Vanquis Vanquis 3 Year Fixed Rate Bond
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available
4.01% gross/AER 3 Years £1,000 Get more information about the Vanquis 3 Year Fixed Rate Bond
Scottish Widows 3 Year Fixed Term Deposit Account
Request a Brochure Today. Interest paid either annually, quarterly or monthly at 4.00% AER
4.00% gross/AER 3 Years £10,000 Get more information about the 3 Year Fixed Term Deposit Account
Natwest NatWest Fixed Rate Bond - 2 Year
* Existing customers only * The Natwest 2 Year Fixed Rate Bond offers an annual or monthly interest rate of up to 3.70% AER (3.40% AER for balances under £25,000). Save from £5,000.
3.70% AER/Gross 2 Years £5,000 No Get more information about the NatWest Fixed Rate Bond - 2 Year
RBS RBS Fixed Rate Bond - 2 Year
* Existing customers only * The RBS 2 Year Fixed Rate Bond offers an annual or monthly interest rate of up to 3.70% AER (3.40% AER for balances under £25,000). Save from £5,000.
3.70% gross/AER 2 Years £5,000 Get more information about the RBS Fixed Rate Bond - 2 Year
Vanquis Bank Vanquis 1 Year Fixed Rate Bond
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available
3.55% gross/AER 1 Years £1,000 No Get more information about the Vanquis 1 Year Fixed Rate Bond
Natwest NatWest Fixed Rate Bond - 1 Year
* Existing customers only * The Natwest 1 Year Fixed Rate Bond offers an annual or monthly interest rate of up to 3.20% AER (3.00% AER for balances under £25,000). Save from £5,000.
3.20% AER/Gross 1 Year £5,000 No Get more information about the NatWest Fixed Rate Bond - 1 Year
Nationwide Nationwide 1 Year e-Bond
Save at a rate of 3.10% gross p.a. / AER with a Nationwide Fixed Rate Bond for 1 year. Requires opening of a Nationwide account.
2.90% Gross p.a./AER 1 Year £1 No Get more information about the Nationwide 1 Year e-Bond
Nationwide Nationwide 6 Month e-Bond
Save at a rate of up to 2.41% AER / 2.40% gross p.a. (depending on deposit amount) with a Nationwide Fixed Rate Bond for 6 months. Requires opening of a Nationwide account.
2.41% AER 6 Months £1 No Get more information about the Nationwide 6 Month e-Bond