3 Year Fixed Rate Bonds
Enjoy a guaranteed rate of interest
3 year fixed rate bonds offer an investment opportunity where in return for committing your money for a 3 year fixed rate period, you'll get the security of knowing you can rely on a fixed rate of interest for that period.
3 year fixed rate bonds are likely to get you a better rate of return than a 1 or 2 year fixed rate bonds, so if you are able to commit for 3 years you could be getting a better deal.
However, 3 year fixed rate bonds can also be an inflexible way to invest. It may be difficult or impossible to withdraw your funds early, or you may be subject to heavy exit charges. Before investing in 3 year fixed rate bonds you should be reasonably sure that you will be able to commit your funds for the entire 3 year period.
To get the best possible deal for your money, it is always a good idea to shop around and compare the market.
3 Year fixed rate bonds are usually only on the market for few weeks, and rates can change on a regular basis. Use the table below to compare popular fixed rate bond options, including 3 year fixed rate bonds.
Selected fixed rate bonds
| Provider | Product | AER 
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Term
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Min Balance
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ISA Option | More Info |
|---|---|---|---|---|---|---|
| Click More Info on the product you are interested in | ||||||
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Scottish Widows 5 Year Fixed Term Deposit Account Request a Brochure Today. Interest paid either annually, quarterly or monthly at 4.70% AER |
4.70% AER | 5 Years | £10,000 |  |
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Vanquis 5 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
4.51% gross/AER | 5 Years | £1,000 | |
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Vanquis 3 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
4.01% gross/AER | 3 Years | £1,000 | |
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3 Year Fixed Term Deposit Account Request a Brochure Today. Interest paid either annually, quarterly or monthly at 4.00% AER |
4.00% gross/AER | 3 Years | £10,000 | |
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NatWest Fixed Rate Bond - 2 Year * Existing customers only * The Natwest 2 Year Fixed Rate Bond offers an annual or monthly interest rate of up to 3.70% AER (3.40% AER for balances under £25,000). Save from £5,000. |
3.70% AER/Gross | 2 Years | £5,000 | |
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RBS Fixed Rate Bond - 2 Year * Existing customers only * The RBS 2 Year Fixed Rate Bond offers an annual or monthly interest rate of up to 3.70% AER (3.40% AER for balances under £25,000). Save from £5,000. |
3.70% gross/AER | 2 Years | £5,000 | |
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Vanquis 1 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.55% gross/AER | 1 Years | £1,000 | |
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NatWest Fixed Rate Bond - 1 Year * Existing customers only * The Natwest 1 Year Fixed Rate Bond offers an annual or monthly interest rate of up to 3.20% AER (3.00% AER for balances under £25,000). Save from £5,000. |
3.20% AER/Gross | 1 Year | £5,000 | |
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Nationwide 1 Year e-Bond Save at a rate of 3.10% gross p.a. / AER with a Nationwide Fixed Rate Bond for 1 year. Requires opening of a Nationwide account. |
2.90% Gross p.a./AER | 1 Year | £1 | |
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Nationwide 6 Month e-Bond Save at a rate of up to 2.41% AER / 2.40% gross p.a. (depending on deposit amount) with a Nationwide Fixed Rate Bond for 6 months. Requires opening of a Nationwide account. |
2.41% AER | 6 Months | £1 | |
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