5 Year Fixed Rate Bonds

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Enjoy a guaranteed rate of interest

5 year fixed term bonds can give you a good fixed rate of interest in return for a 5 year commitment of capital

When you invest in fixed rate bonds you are making a loan of your capital fixed period of time. In return for this you will receive a predetermined rate of interest which you can receive in monthly or annual installments.

You may be unable to make an early withdrawal of capital from a 5 year fixed rate bond, or you may be subject to heavy exit charges, so you should be willing to commit for the full 5 year period. However fixed bonds can also give you much better returns than you might get on 1, 2, 3, or 4 year fixed rate bonds.

Shopping around and comparing the market can be the best way to get you a good deal for your money. Use the table below to compare popular fixed rate bond offers on the market, including 5 year fixed rate bonds.

Selected fixed rate bonds

Provider Product  AER 
Term
Min Balance
ISA Option More Info
Click More Info on the product you are interested in  
Vanquis Vanquis 5 Year Fixed Rate Bond
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available
4.41% gross/AER 5 Years £1,000 Get more information about the Vanquis 5 Year Fixed Rate Bond
Scottish Widows Scottish Widows 5 Year Fixed Term Deposit Account
Request a Brochure Today. Interest paid either annually, quarterly or monthly at 4.10% AER
4.10% AER 5 Years £10,000 No Get more information about the Scottish Widows 5 Year Fixed Term Deposit Account
Vanquis Vanquis 3 Year Fixed Rate Bond
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available
3.91% gross/AER 3 Years £1,000 Get more information about the Vanquis 3 Year Fixed Rate Bond
Vanquis Bank Vanquis 2 Year Fixed Rate Bond
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available
3.65% gross/AER 2 Years £1,000 No Get more information about the Vanquis 2 Year Fixed Rate Bond
United National Bank UNB 3 Year Fixed Term Deposit
Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS.
3.60% AER 3 Years £2,000 Get more information about the UNB 3 Year Fixed Term Deposit
Scottish Widows 3 Year Fixed Term Deposit Account
Request a Brochure Today. Interest paid either annually, quarterly or monthly at 3.50% AER
3.50% gross/AER 3 Years £10,000 Get more information about the 3 Year Fixed Term Deposit Account
United National Bank UNB 2 Year Fixed Term Deposit
Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS.
3.50% AER 2 Years £2,000 Get more information about the UNB 2 Year Fixed Term Deposit
United National Bank UNB 1 Year Fixed Term Deposit
Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS.
3.45% AER 1 Year £2,000 Get more information about the UNB 1 Year Fixed Term Deposit
Vanquis Bank Vanquis 1 Year Fixed Rate Bond
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available
3.25% gross/AER 1 Years £1,000 No Get more information about the Vanquis 1 Year Fixed Rate Bond
Nationwide Nationwide 1 Year e-Bond
Save at a rate of 2.80% gross p.a. / AER with a Nationwide Fixed Rate Bond for 1 year. Requires opening of a Nationwide account.
2.80% Gross p.a./AER 1 Year £1 No Get more information about the Nationwide 1 Year e-Bond
Nationwide Nationwide 6 Month e-Bond
Save at a rate of up to 2.26% AER / 2.25% gross p.a. (depending on deposit amount) with a Nationwide Fixed Rate Bond for 6 months. Requires opening of a Nationwide account.
2.26% AER 6 Months £1 No Get more information about the Nationwide 6 Month e-Bond