5 Year Fixed Rate Bonds
5 year fixed term bonds can give you a good fixed rate of interest in return for a 5 year commitment of capital
When you invest in fixed rate bonds you are making a loan of your capital fixed period of time. In return for this you will receive a predetermined rate of interest which you can receive in monthly or annual installments.
You may be unable to make an early withdrawal of capital from a 5 year fixed rate bond, or you may be subject to heavy exit charges, so you should be willing to commit for the full 5 year period. However fixed bonds can also give you much better returns than you might get on 1, 2, 3, or 4 year fixed rate bonds.
Shopping around and comparing the market can be the best way to get you a good deal for your money. Use the table below to compare popular fixed rate bond offers on the market, including 5 year fixed rate bonds.
Selected fixed rate bonds
| Provider |
Product |
AER
|
Term
|
Min Balance
|
ISA Option |
More Info |
 |
Vanquis 5 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
4.41% gross/AER |
5 Years |
£1,000 |
 |
 |
 |
Scottish Widows 5 Year Fixed Term Deposit Account Request a Brochure Today. Interest paid either annually, quarterly or monthly at 4.10% AER |
4.10% AER |
5 Years |
£10,000 |
 |
 |
 |
Vanquis 3 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.91% gross/AER |
3 Years |
£1,000 |
 |
 |
 |
Vanquis 2 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.65% gross/AER |
2 Years |
£1,000 |
 |
 |
 |
UNB 3 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.60% AER |
3 Years |
£2,000 |
 |
 |
 |
3 Year Fixed Term Deposit Account Request a Brochure Today. Interest paid either annually, quarterly or monthly at 3.50% AER |
3.50% gross/AER |
3 Years |
£10,000 |
 |
 |
 |
UNB 2 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.50% AER |
2 Years |
£2,000 |
 |
 |
 |
UNB 1 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.45% AER |
1 Year |
£2,000 |
 |
 |
 |
Vanquis 1 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.25% gross/AER |
1 Years |
£1,000 |
 |
 |
 |
Nationwide 1 Year e-Bond Save at a rate of 2.80% gross p.a. / AER with a Nationwide Fixed Rate Bond for 1 year. Requires opening of a Nationwide account. |
2.80% Gross p.a./AER |
1 Year |
£1 |
 |
 |
 |
Nationwide 6 Month e-Bond Save at a rate of up to 2.26% AER / 2.25% gross p.a. (depending on deposit amount) with a Nationwide Fixed Rate Bond for 6 months. Requires opening of a Nationwide account. |
2.26% AER |
6 Months |
£1 |
 |
 |