Best Bonds

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About Best Bonds

We scan the market for leading income bonds, growth bonds, investment bonds and fixed rate bonds so you don't have to.

Get information on leading bonds and savings products here and apply online. If you're not sure how best to invest your money, we can provide you with a free no-obligation consultation with an investment advisor.

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Best Savings Account

Simple ways to save

Saving accounts provide a very low risk method of getting that little bit extra out of your money. There will be a number of different options available for you, the best savings account for you will depend on your financial circumstances.

We all want to get a good rate of interest from our savings and the longer you are able to commit your money for, and the greater the size of your capital, the higher your interest rate is likely to be. However, the best savings account for you might not necessarily be the one with the highest rate of interest. For example, you might choose a lower interest rate account if you want other benefits such as keeping your savings within easy reach.

You may want to speak to an independent investment advisor for advice on finding the best savings account option for your needs.

Compare some of the most popular savings accounts using the table below.

Selected savings accounts

Provider	Product	AER	Notice	Min Balance	Interest Paid	More Info
Click More Info on the product you like the most!
	Halifax 5 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw	4.25% AER	No withdrawals	£500	Monthly
	Halifax 4 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw	4.15% AER	No withdrawals	£500	Monthly
	Halifax 3 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw	4.00% AER	No withdrawals	£500	Monthly
	Halifax 2 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw	3.70% AER	No withdrawals	£500	Monthly
	Halifax 1 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw	3.20% AER	No withdrawals	£500	Monthly
	Nationwide My Save Online Plus Get up to 3.17% AER (3.12% gross p.a) variable on balances of £25,000 + including fixed bonus for twelve months. One free withdrawal per year. Flexibility for additional withdrawals.	3.17% AER	Instant access	£1	Monthly
	Post Office Online Saver Unlimited free withdrawals, Access your savings 24/7/365, Apply online in less than 10 minutes.	3.01% Gross /AER	Instant	£1	Monthly
	ING Direct Savings Account New customers can enjoy a rate of 2.90% AER inc a 12 month fixed bonus of 2.36%. Max balance applies. Open in as little as 10 mins - easy access - someone new joins every 20 seconds	2.90% AER Variable	Instant	£1	Calculated Daily
	Halifax Online Saver Instant access, minimum deposit of £1. Access your savings 24/7/365	2.80% AER	Instant Access	£1	Monthly
	Halifax Reward Saver Instant access, minimum deposit of £1. Access your savings 24/7/365	2.50% AER	Instant Access	£1	Monthly
	IF isaver An online rate of 2.49% AER. Manage your savings online. A simple product with no short term bonus or withdrawal restrictions.	2.49% AER	Instant Access	£1	Monthly
	Lloyds Bonus Saver Account Earn introductory bonus of 0.50% on your savings in the first 12 months. Minimum deposit: £5,000 / €5,000 / US$5,000. Maximum deposit: £2,000,000 / €2,000,000 / US$2,000,000.	2.27% AER	Instant access	£1	Paid Monthly
	RBS Direct Saver Save over 50K and receive 1.5%, Interests rates vary for smaller amounts	1.5% Gross p.a.	Instant access	£1	Calculated Daily
	Halifax 9 Month Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw	1.30% AER	No withdrawals	£500	Quarterly
	Halifax 6 Month Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw	1.05% AER	No withdrawals	£500	Monthly
	Halifax 3 Month Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw	1.00% AER	No withdrawals	£500	Monthly
	Natwest e-Savings Offers a rewarding rate of 1.0% AER/Gross (variable) no matter how much you save.	1.0% AER/Gross	Instant	£1	Monthy
	HSBC Bank Online Bonus Saver 0.75% AER (0.75% gross) including bonus interest on savings from £1 up to £50,000 when you don't make a withdrawal.	0.75% Gross p.a./AER	Instant	£1	Monthly

The Interest rates banks and building societies are prepared to pay on fixed rate bonds tends to be higher than on the instant-access accounts they offer.

The main difference between the two products is that savers must be prepared to lock away their money for a fixed period of time.

If you feel ready access to your money is very important, then looking to a Cash ISA may provide a better interest rate and be a better option than a regular current or savings account.

Please read the general risk warnings and disclaimers before investing in any product.

This is an information site only and no part of this site constitutes financial advice.
If you are unsure over the suitability of any financial product please speak to an independent financial advisor.