Savings Accounts
Savings accounts can provide a safe method of getting that little bit extra out of your money. Savings accounts will generally pay a higher rate of interest on your savings than a current account.
Placing your savings into a savings account can be a suitable option if you want to keep your money in easy reach. Some savings accounts will offer higher rates of interest if you are able to commit you savings for a certain period of time. The type account that is most suitable for you will depend on your own individual circumstances.
There are a huge variety of savings accounts on offer, choosing the right one can be complex. Use the table below to compare some popular saving account products.
Savings accounts tables
| Provider |
Product |
AER
|
Notice
|
Min Balance
|
Interest Paid |
More Info |
 |
Nationwide My Save Online Plus 3.12% Gross AER with the Nationwide Mysave |
3.12% Gross p.a./AER |
Instant access |
£1 |
Monthly |
 |
 |
Post Office Online Saver Unlimited free withdrawals, Access your savings 24/7/365, Apply online in less than 10 minutes. |
3.01% Gross /AER |
Instant |
£1 |
Monthly |
 |
 |
ING Direct Savings Account New customers can enjoy a rate of 2.90% AER inc a 12 month fixed bonus of 2.36%. Max balance applies. Open in as little as 10 mins - easy access - someone new joins every 20 seconds |
2.90% AER Variable |
Instant |
£1 |
Calculated Daily |
 |
 |
Halifax Online Saver Instant access, minimum deposit of £1. Access your savings 24/7/365 |
2.80% AER |
Instant Access |
£1 |
Monthly |
 |
 |
Halifax Reward Saver Instant access, minimum deposit of £1. Access your savings 24/7/365 |
2.50% AER |
Instant Access |
£1 |
Monthly |
 |
 |
IF isaver An online rate of 2.49% AER. Manage your savings online. A simple product with no short term bonus or withdrawal restrictions. |
2.49% AER |
Instant Access |
£1 |
Monthly |
 |
 |
Lloyds Bonus Saver Account Earn introductory bonus of 0.50% on your savings in the first 12 months. Minimum deposit: £5,000 / €5,000 / US$5,000. Maximum deposit: £2,000,000 / €2,000,000 / US$2,000,000. |
2.27% AER |
Instant access |
£1 |
Paid Monthly |
 |
 |
RBS Direct Saver Save over 50K and receive 1.5%, Interests rates vary for smaller amounts |
1.5% Gross p.a. |
Instant access |
£1 |
Calculated Daily |
 |
 |
Natwest e-Savings Offers a rewarding rate of 1.0% AER/Gross (variable) no matter how much you save. |
1.0% AER/Gross |
Instant |
£1 |
Monthy |
 |
 |
HSBC Bank Online Bonus Saver 0.75% AER (0.75% gross) including bonus interest on savings from £1 up to £50,000 when you don't make a withdrawal. |
0.75% Gross p.a./AER |
Instant |
£1 |
Monthly |
 |