Savings Accounts Rates
Simple ways to save
Savings accounts rates can be influenced by a number of factors such as the size of the deposit you are able to make, or the length of time you are able to leave your savings locked away for.
Putting your money into a savings account could be the right option for you if you want to get a better rate of interest than a current account could offer but don’t want to take any risk with your savings.
Generally the longer you are able to leave your savings deposited in an account the better the savings accounts rates you are likely to get. There may also be other low risk savings and investment options available to you such as putting you money into an ISA or investing in bonds.
Shopping around can help you get the very best savings accounts rates for your money. Below we have put together a table of some of most popular savings accounts currently available on the market.
Selected savings accounts
| Provider | Product | AER 
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Notice
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Min Balance
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Interest Paid | More Info |
|---|---|---|---|---|---|---|
| Click More Info on the product you like the most! | ||||||
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Nationwide My Save Online Plus 3.12% Gross AER with the Nationwide Mysave |
3.12% Gross p.a./AER | Instant access | £1 | Monthly |  |
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Post Office Online Saver Unlimited free withdrawals, Access your savings 24/7/365, Apply online in less than 10 minutes. |
3.01% Gross /AER | Instant | £1 | Monthly | |
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ING Direct Savings Account New customers can enjoy a rate of 2.90% AER inc a 12 month fixed bonus of 2.36%. Max balance applies. Open in as little as 10 mins - easy access - someone new joins every 20 seconds |
2.90% AER Variable | Instant | £1 | Calculated Daily | |
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Halifax Online Saver Instant access, minimum deposit of £1. Access your savings 24/7/365 |
2.80% AER | Instant Access | £1 | Monthly | |
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Halifax Reward Saver Instant access, minimum deposit of £1. Access your savings 24/7/365 |
2.50% AER | Instant Access | £1 | Monthly | |
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IF isaver An online rate of 2.49% AER. Manage your savings online. A simple product with no short term bonus or withdrawal restrictions. |
2.49% AER | Instant Access | £1 | Monthly | |
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Lloyds Bonus Saver Account Earn introductory bonus of 0.50% on your savings in the first 12 months. Minimum deposit: £5,000 / €5,000 / US$5,000. Maximum deposit: £2,000,000 / €2,000,000 / US$2,000,000. |
2.27% AER | Instant access | £1 | Paid Monthly | |
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RBS Direct Saver Save over 50K and receive 1.5%, Interests rates vary for smaller amounts |
1.5% Gross p.a. | Instant access | £1 | Calculated Daily | |
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Natwest e-Savings Offers a rewarding rate of 1.0% AER/Gross (variable) no matter how much you save. |
1.0% AER/Gross | Instant | £1 | Monthy | |
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HSBC Bank Online Bonus Saver 0.75% AER (0.75% gross) including bonus interest on savings from £1 up to £50,000 when you don't make a withdrawal. |
0.75% Gross p.a./AER | Instant | £1 | Monthly | |
