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The Interest rates banks and building societies are prepared to pay on fixed rate bonds tends to be higher than on the instant-access accounts they offer.
The main difference between the two products is that savers must be prepared to lock away their money for a fixed period of time.
If you feel ready access to your money is very important, then looking to a Cash ISA may provide a better interest rate and be a better option than a regular current or savings account.
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This is an information site only and no part of this site constitutes financial advice.
If you are unsure over the suitability of any financial product please speak to an independent financial advisor.